At a glance
Forex and CFD trading through MetaTrader and the XM app, with education and account options by region. This profile is a starting point for comparing the service with your own requirements. It does not replace the company’s current client agreement or product schedule.
Platforms and account choice
MetaTrader 4 · MetaTrader 5 · XM App are the platform options covered in this overview. Check that the account you open supports the platform, instrument and trading approach you intend to use. Availability can vary by company and country.
Before funding, use a demo to practise placing and cancelling orders, changing position size and locating the instrument specifications. Check whether the desktop, web and mobile versions provide the order types you need.
Trading costs
Read the selected account schedule for spreads, commissions and overnight financing.
Compare total cost over a complete trade: entry and exit spread, commission and any financing for the expected holding period. Review currency-conversion, payment and inactivity charges separately. Advertised “from” spreads are minimum conditions, not a promise for every trade.
Regulation and the contracting entity
The group website identifies Trading Point companies. Eligibility, leverage and promotions depend on the entity serving you.
Confirm the company name, licence number, domain and contact details on the regulator’s register. Check whether client-money rules, negative-balance protection or a compensation scheme apply to your specific account; a group-level licence does not automatically cover every group company.
Funding and withdrawals
Review the payment methods displayed after selecting your country. Confirm minimum amounts, processing times and possible third-party fees. Make sure you understand identity checks and any requirement to withdraw through the original funding method.
Our comparison take
XM is worth evaluating if multi-asset access and MetaTrader 4 · MetaTrader 5 · XM App match your requirements. Compare the account’s full cost and local entity against alternatives before deciding. A promotion should be considered only after the underlying account is suitable.